Changes to Medical Collection Debt
Medical Collection Debt affects a LOT of home buyers. Beginning in July of 2022 paid medical […]
Contingencies & Ribbon
In today’s competitive market it is very difficult to get an offer accepted with any contingencies.[…]
Major Changes to Condo Underwriting Guidelines
In the last few weeks there has been major changes to the guidelines that show lenders[…]
Due Diligence & Earnest Money
If you are purchasing a home in North Carolina it is EXTREMELY important to know what[…]
Pre-Approvals in a Rising Rate Market
When interests rates are on the rise it’s important to keep your pre-approval letters up-to-date. Higher[…]
Local Lenders vs. Online Lenders
The question is often asked why using a local lender is SO MUCH better than using[…]
Cash-Out Refinances
One type of loan that I have seen a definite uptick in application for over the[…]
Advice on Self Employment Income
Self employed borrowers are some of my favorite to work with. As a bit of a[…]
FHA Loan Limit Increases
FHA Loans are an excellent loan program for buyers who don’t have a lot of money[…]
New Conforming Loan Limits
Conforming loan limits are the maximum loan amounts that can be considered for what we call[…]
Revolving Credit (Credit Cards) and what you need to know about them
Revolving credit is what the mortgage industry calls Credit Card debt and it is often greatly[…]